Mis-sold Payment Protection Insurance
PPI is an insurance policy that is taken out alongside a loan to cover the monthly payments should you become unable to work. But, 85% of people who claim on their policies are refused, mainly because of exclusion clauses that they were unaware of.
If the terms of your PPI were not fully explained to you, you were made to believe that buying PPI was compulsory or you were sold a PPI policy without even knowing it you have been mis-sold PPI and have the right to a refund on your payments.