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Claim them back!If you have ever paid a mortgage exit fee – for ending your mortgage early – you could reclaim money that is rightfully yours. Mortgage exit fees are sometimes also known as deed release fees, final administration fees, sealing fees, discharge fees and final redemption fees, but they all amount to the same thing – you could claim back hundreds of pounds!    The fee is charged when you end your mortgage contract before the specified term with your lender. This can happen for one of several reasons: because you have switched to a more competitive deal with another lender when a fixed rate comes to an end, or if you pay off your mortgage some other way, either by over-paying or with a windfall lump sum. The lenders supposedly charge these fees to cover the legitimate costs they incur when you end your mortgage early, such as releasing the deeds, staff time, land registry charges and overheads. Lenders should either charge no fee at all, or a reasonable and proportionate one that is in the original contract, but unfortunately many lenders simply use these fees as a money-making scheme, benefiting at your expense. The good news is – you can claim your mortgage exit fees back! For just a few minutes of your time you could reclaim hundreds. The average claim is £250, and we operate a no win no fee policy, so you will only pay a fee if your claim is successful. We are experts in consumer justice and have already helped many people to reclaim money that is rightfully theirs. If you have paid a mortgage exit fee, it is worth finding out if you can reclaim it – what have you got to lose? Fair Investment Company Ltd is regulated by the Ministry of Justice in respect of regulated claims management activities; its registration is recorded on the website www.claimsregulation.gov.uk |
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